Privacy Policy

WealthVillage is committed to protecting the privacy and security of all individuals who use our site and our products. Our goal is to provide an Internet experience that delivers the information, resources, and services that are most relevant and helpful to you. In order to achieve this goal, we collect information during your visits and in the process of providing products and services to you.

This Privacy Policy is designed to help you learn more about the Personal Information we collect, who we might share it with, and how we protect it.This Privacy Policy is also intended to be compliant with the California Consumer Privacy Act (CCPA), a data privacy law which applies to certain companies that collect information about California residents, and which takes effect January 1, 2020. In October 2019, the California Attorney General published draft regulations to provide further guidance on the CCPA which are expected to be finalized in the next several months. The information and product updates provided here are subject to change based on updated regulations from the California Attorney General.

‍Note: Additional terms and conditions, if any, regarding the collection and use of your information may also be provided to you before you sign up for a particular WealthVillage service. Privacy policies for those services will be linked from those particular areas or sections of our site.

What Information Do We Collect?

WealthVillage collects “Personal Information” in the following ways: through information provided directly from our users and clients, from information collected through web server logs, through cookies, and from other Internet websites. Personal Information can mean information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with you. Personal Information does not include information that is aggregated, information that cannot be reasonably linked to you, or information that is “publicly available” as defined under the CCPA. WealthVillage does not sell your personal information.

Information Supplied by Our Users and Clients

WealthVillage collects Personal Information, such as your email address, name, home or work address and telephone number. WealthVillage may also collect demographic information, such as your ZIP code, age, gender, financial interests, and professional, business, or employment-related information.

WealthVillage may retain this information indefinitely, or to the extent permissible by law.

Information from Web Server Logs

WealthVillage records and saves information about you from our web server logs such as your Internet [Protocol] (IP) address, the time and day you visited and your browser type.

This information is used to verify our records and to provide better services to you.WealthVillage may retain this information indefinitely, or to the extent permissible by law.

Information from Cookies

In order to offer and provide you with personalized services, WealthVillage’s Website (“Website”) uses certain tags, log files, web beacons, and similar tracking technologies, sometimes from third parties (collectively, "cookies"), to store and help track information about you. A cookie is a piece of data that identifies you as a unique user. Cookies may be shared with our advertising partners as described below in a data restrictive manner designed to comply with CCPA requirements. Otherwise, WealthVillage will not disclose its cookies to third parties except as required by a valid legal process such as a search warrant, subpoena, statute, or court order.

By using WealthVillage’s Website, you agree to the use of cookies for the following purposes:

Essential Cookies: These are essential in order to enable you to move around the Website and use its features, such as accessing secure areas of the Website.
Performance and Analytics Cookies: Google Analytics ("Analytics") is Google’s free web analytics tool that helps us understand how our visitors engage with our website. Analytics collects information anonymously and, much like examining footprints in sand, it reports website trends without identifying individual visitors. Analytics uses its own set of cookies to track visitor interactions. These cookies are used to store information, such as what time the current visit occurred, whether the visitor has been to the site before, and what site referred the visitor to the web page. Google Analytics customers can view a variety of reports about how visitors interact with their website so they can improve their website and how people find it. A different set of cookies is used for each website, and visitors are not tracked across multiple sites. Analytics customers are obliged to notify users of their use of analytics software. To disable this type of cookie, some browsers will indicate when a cookie is being sent and allow you to decline cookies on a case-by-case basis. In addition to declining cookies, you can also install the Google Analytics Opt-out Add-on in your browser, which prevents Google Analytics from collecting information about your website visits. You can also opt out by clicking here.
Functionality Cookies: They remember the choices you make, such as language options or your current region. These cookies help to make your visit more personal and are deleted automatically when you close your browser or the session expires.
Most browsers are initially set up to accept cookies. You can block or disable cookies on your device at any time by indicating this in the preferences or options menus in your browser. You can also delete the cookies that are stored on your device. However, blocking, disabling, or deleting cookies may limit your ability to view all the pages of the Website or use WealthVillage’s online services. You may opt out of Google's use of cookies by visiting their Ad Settings page. You may also opt out of a third-party vendor's use of cookies at the Network Advertising Initiative opt-out page. You can find more information about cookies at www.allaboutcookies.org and www.youronlinechoices.co

Consumer Rights Under the CCPA

By using WealthVillage’s Website, you agree to the use of cookies for the following purposes:

Right to Know: You have the right to request that we disclose to you the Personal Information we collect, use, or disclose, and information about our data practices;
Right to Request Deletion: You have the right to request that we delete your Personal Information that we have collected from you;
Right to Non-Discrimination: We will not discriminate against you for exercising any of these rights.

To exercise your “right to know” or your “right to request deletion,” click here.

Please note that to protect your information and the integrity of our products, we may need to verify your identity before processing your request. In some cases we may need to collect additional information to verify your identity, such as a government issued ID.

Under the CCPA, you may exercise these rights yourself or you may designate an authorized agent to make these requests on your behalf. We may request that your authorized agent have written permission from you to make requests on your behalf and may need to verify your authorized agent’s identity.

Use or Disclosure of Your Personal Information to Third Parties and Co-Brand Partners

WealthVillage will not willfully disclose any Personal Information to any third party without first receiving your permission, with the exception of vendors or service providers involved in the delivery or execution of WealthVillage products or services. WealthVillage may access and/or disclose your Personal Information if required to do so by law or in the good faith belief that such action is necessary to conform to the edicts of the law or comply with legal process served on WealthVillage, protect and defend the rights or property of WealthVillage or act under exigent circumstances to protect the personal safety of users of WealthVillage or members of the public.

Certain WealthVillage services and content may be co-branded with another company. If you register for or use such services, both WealthVillage and the other company may receive information collected in conjunction with the co-branded services. In such cases, either a joint privacy statement or a link to the other company's privacy statement will be provided, which will provide you with information about how the other company will use the information and how you can contact the other company with requests to access the information or other inquiries.

All Content on this site is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Reading information contributed to WV by one of our members or affiliates does not make you a client of that member or affiliate. WV is not a fiduciary by virtue of any person’s use of or access to the Site or Content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other Content on the Site before making any decisions based on such information or other Content. In exchange for using the Site, you agree not to hold WV, its affiliates or any third-party service provider liable for any possible claim for damages arising from any decision you make based on information or other Content made available to you through the Site.